--- title: "Paynt Card Processing" slug: "paynt-card-processing" updated: 2026-02-27T08:06:43Z published: 2026-02-27T08:06:43Z canonical: "docs.apcopay.com/paynt-card-processing" --- > ## Documentation Index > Fetch the complete documentation index at: https://docs.apcopay.com/llms.txt > Use this file to discover all available pages before exploring further. # Paynt Card Processing ## Supported Transaction Types - [x] Authorisation `AUTH` - [x] Capture `CAPT` - [x] Purchase `PURC` - [x] Refund `PARTIALREFUND` - [x] Void `GENERALVOID` - [x] Payouts `ORIGINALCREDIT` - [x] Recurring `PURC` ## Integrations Supported **Deposit - Authorisation / Purchase** - [x] Hosted Payment Page - [x] Direct Connect ( server-to-server) **Capture, Void, Refunds, Payouts, Recurring** - [ ] Hosted Payment Page - [x] Direct Connect ( server-to-server) ## Supported Wallet - [x] GooglePay - [x] Applepay ## Currencies & Countries Supported | Title | Description | | --- | --- | | **Currencies Supported** | Most major currencies | ## Additional attributes to process Deposits You must include the following JSON Attributes to the payload. These attributes inform us to proceed with the redirection to Paynt to finalize the payment process. if you are using our **Hosted Payment Page** | Description | Hosted Payment Page | | --- | --- | | **Transaction Type** | "TransactionType": "AUTH" or "PURC" | | **Force Transaction Routing** | “Routing”:{ "ForceBank": "PAYNT” } | | **Client Details** | "Client": { "Email": "test@mailinator.com", "FirstName": "Apco", "LastName": "Test", "City": "Valletta", "Country": "MLT", “IPAddress": "1.1.1.1" } | | **Test Indicator** | "isTest”: true | Sample requests using our Hosted Payment Page can be viewed here. ```json {  "TransactionType": "PURC",  "Amount": "1",  "Currency": "EUR",  "ClientAccount": "testing",  "OrderReference": "PAYNTTEST",  "UniqueReference": "e0a65b67-6723-4ed4-bcdc-168f242f8df9",  "IsTest": true,  "Email": "apcotest@test.com",  "RedirectionURL": "https://www.yourURLhere.com/Redirect/",  "FailRedirectionURL": "https://yourURLhere.com/FailRedirect/",  "CallBackURL": "https://www.yourURLhere.com/Listener",  "Routing": {    "ForceBank": "PAYNT"  },  "Client": {    "FirstName": "Joe",    "LastName": "Smith",    "ClientAccount": "Acc343234",    "IPAddress": "212.152.12.12",    "Email": "apcotest@test.com",    "MobileNo": "003577824322",    "City": "Valletta",    "Street": "Church Street",    "Country": "MLT"  } } ``` If you are using our **direct connect solution** (server-to-server) | Description | Direct Connect | | --- | --- | | **Transaction Type** | "TransactionType": "AUTH" or "PURC" | | **Force Transaction Routing** | "Routing":{ "ForceBank": "PAYNT” } | | **Client Details** | "Client": { "Email": "test@gmail.com", "FirstName": "Apco", "LastName": "Test", "MobileNo": "7777777", "Street": "Church Street", "City": "Valletta", "State": "Rabat", "ZIPCode": "RBT2640", "Country": "MLT", "IPAddress": "1.1.1.1" } | | **Card Details** | "PaymentCredentials": { "PaymentSource": "Card", "CardNumber": 5351772561457936, "CvV2": "123", "ExpMonth": "01", "ExpYear": "2027", "CardHolderName": "Joe Smith" }, | | **Browser details** | "BrowserDetails": { "UserAgent": "Mozilla/5.0 (Windows NT 10.0; Win64; x64) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/91.0.4472.124 Safari/537.36", "JavaEnabled": true, "ScreenColorDepth": "1", "ScreenWidth": "1080", "ScreenHeight": "840", "TimeZone": "2", "AcceptHeader": "application/json", "BrowserLanguage": "en" } | | **Test Indicator** | "isTest”: true | Sample requests using **Direct Connect** can be viewed here. ```json {    "TransactionType": "AUTH",    "Currency": "EUR",    "Amount": 1.00,    "OrderReference": "Order12324",    "UniqueReference": "4b8da4f0-d3b4-44ae-8019-8c66905ffad7",    "Language": "en",    "RedirectionURL": "https://www.yourURLhere.com/Redirect/",    "CallBackURL": "https://www.yourURLhere.com/callback",    "FailRedirectionURL": "https://www.yourURLhere.com/FailRedirect",    "IsTest": true,     "Routing":{     "ForceBank": "PAYNT"  },    "Client": {        "Email": "joe.bloggs@mailinator.com",        "ClientAccount": "ClientAcc12232",        "FirstName": "Joe",        "LastName": "Smith",        "Country": "MLT",        "MobileNo": "0044123456789",        "Street": "High Street",        "City": "Valletta",        "ZIPCode": "VLT1234",        "State": "Valletta",        "IPAddress": "214.21.134.79"    },    "BrowserDetails": {        "UserAgent": "Mozilla/5.0 (Windows NT 10.0; Win64; x64) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/91.0.4472.124 Safari/537.36",        "JavaEnabled": true,        "ScreenColorDepth": "1",        "ScreenWidth": "1080",        "ScreenHeight": "840",        "TimeZone": "2",        "AcceptHeader": "application/json",        "BrowserLanguage": "en"    },    "PaymentCredentials": {        "PaymentSource": "Card",        "CardType": "VISA",        "CardNumber": "4544445544554454",        "CvV2": "123",        "ExpMonth": "12",        "ExpYear": "2025",        "CardHolderName": "Frictionless Processed"    } } ``` ### Requesting a Capture If you wish to `Capture` a transaction of type `Authorisation`, below are the mandatory fields. | Description | Direct Connect | | --- | --- | | **Transaction Type** | "TransactionType": "CAPT", | | **Transaction Reference** | "PspID": "342342” | sample request for processing a `capture` request. ```json { "TransactionType": "CAPT", "Amount": 10.00, "CallBackURL": "https://www.yourURLhere.com/Listener", "IsTest": true, "UniqueReference": "6514441d-8abe-4d7b-9e0c-3aa386333b34", "PspID":"839791" } ``` ### Requesting a Refund Using our direct integration, below are the mandatory fields required to process a `refund`. Refund are only possible up to the original deposit amount. | Description | | | --- | --- | | **Transaction Type** | "TransactionType": "PARTIALREFUND" | | **Transaction or Payment Reference** | "PspID": "342342” | | **Test Indicator** | "isTest”: true | Sample refund request below ```json {  "TransactionType": "PARTIALREFUND",  "Amount": "1.00",  "OrderReference": "PAYNT_Refund",  "UniqueReference": "6514441d-8abe-4d7b-9e0c-3aa386333b34",  "RedirectionURL": "https://www.yourURLhere.com/Redirect/",  "CallBackURL": "https://www.yourURLhere.com/Listener",  "PspId" : "153574",  "IsTest": true } ``` ### Requesting a Payout Using our direct integration, below are the mandatory fields required to process a `payout`. We currently support three options for payout: - via a PSP ID - via a Card Token - via a full Card PAN details | Description | PSP ID | Card Token | Full Card PAN | | --- | --- | --- | --- | | **Transaction Type** | "TransactionType": "ORIGINALCREDIT" | | **Force Transaction Routing** | *Not required* | "Routing": { "ForceBank": "PAYNT" }, | "Routing": { "ForceBank": "PAYNT" }, | | **Client** | "Client": { "FirstName": "Apco", "LastName": "Test", "Email": "apcotest@test.com", "Street": "1, Street", "City": "Marsa", "IPAddress": "1.1.1.1", "ZIPCode": "MRS3000", "Country": "MLT", "MobileNo": "+20100000000" }, | "Client": { "FirstName": "Apco", "LastName": "Test", "Email": "apcotest@test.com", "Street": "1, Street", "City": "Marsa", "IPAddress": "1.1.1.1", "ZIPCode": "MRS3000", "Country": "MLT", "MobileNo": "+20100000000" }, | "Client": { "FirstName": "Apco", "LastName": "Test", "Email": "apcotest@test.com", "Street": "1, Street", "City": "Marsa", "IPAddress": "1.1.1.1", "ZIPCode": "MRS3000", "Country": "MLT", "MobileNo": "+20100000000" }, | | **Transaction or Payment Reference** | "PspID": "342342” | "PaymentDestination": { "PaymentMethod": "CardToken", "CardToken": "c840e58e-519d-409a-b525-297fadf60733" }, | "PaymentDestination": { "PaymentMethod": "Card", "CardType": "VISA", "CardNumber": "4000000000001018", "CardHolderName": "Apco Test", "ExpMonth": "12", "ExpYear": "2040", "CvV2":"123" }, | | **Test Indicator** | "isTest”: true | "isTest”: true | "isTest”: true | **Sample Payout Request using the PSP ID** ```json {  "TransactionType": "ORIGINALCREDIT",  "Amount": 1.00,  "Currency": "EUR",  "OrderReference": "Order42323",  "UniqueReference": "e0a65b67-6723-4ed4-bcdc-168f242f8df9",  "CallBackURL": "https://www.yourURLhere.com/Listener",  "RedirectionURL": "https://www.yourURLhere.com/Redirect/",  "FailRedirectionURL": "https://www.yourURLhere.com/Redirect/failed",  "Client": {    "FirstName": "Apco",    "LastName": "Test",    "Email": "apcotest@test.com",    "Street": "1,Street",    "City": "Marsa",    "IPAddress": "1.1.1.1",    "ZIPCode": "MRS3000",    "Country": "MLT",    "MobileNo": "+20100000000"  },  "IsTest": true,  "PSPID": "823205" } ``` ### **Requesting a Recurring transaction** The mandatory fields are required to process a recurring transaction using our direct connect integration. Note that we use a transaction reference as payment credentials since a recurring transaction is linked to an original deposit. | Description | Direct Connect | | --- | --- | | **Transaction Type** | "TransactionType": "PURC" | | **Payment Credentials** | "PaymentCredentials": { "PaymentSource": "TransactionReference" }, | | **Client** | "Client": { "FirstName": "Apco", "LastName": "Test", "Email": "apcotest@test.com", "Street": "1,Street", "City": "Marsa", "IPAddress": "1.1.1.1", "ZIPCode": "MRS3000", "Country": "MLT", "MobileNo": "+20100000000" }, | | **Transaction Reference** | "PspID": "342342” | | **Test Indicator** | "isTest”: true | **Sample Request of a Recurring transaction** ```json {  "TransactionType": "PURC",  "Currency": "EUR",  "Amount": 10.12,  "OrderReference": "Order2323",  "UniqueReference": "e0a65b67-6723-4ed4-bcdc-168f242f8df9",  "RedirectionURL": "https://www.yourURLhere.com/Redirect",  "CallBackURL": "https://www.yourURLhere.com/Listener",  "FailRedirectionURL": "https://www.yourURLhere.com/Redirect?page=failed",  "Language": "en",  "IsTest": true,  "PspId": "840510",  "PaymentCredentials": {    "PaymentSource": "TransactionReference"  },  "Client": {    "Email": "apcotest@gmail.com",    "FirstName": "Apco",    "LastName": "Test",    "MobileNo": "77777777",    "ZIPCode": "RBT2640",    "Street": "Church Street",    "Country": "MLT",    "City": "Valletta",    "State": "Rabat",    "ClientAccount": "testing"  } } ``` **Test Credentials** Test Card details below. You must use a future expiry date and use “Frictionless Processed” as the cardholder name. For more test information on different card use cases [here](/v1/docs/test-card-numbers). | Card Details | | --- | | 4200000000000000 | | 4711100000000000 | | 5555555555554444 |