Ozow

Ozow – A South African fintech platform offering instant, secure, card-free EFT payments, refunds, and payouts to businesses through seamless API and plug-in integrations.

Supported Transaction Types

• Authorisation

• Capture

• Purchase

• Refund

• Withdrawal

• Void

Integrations Supported

• Hosted Payment Page (For deposits)

• Direct Connect ( server-to-server - For Refunds and Withdrawals)

Currencies & Countries Supported

Additional attributes to process via Ozow

You must include the following JSON Attributes to the payload. These attributes inform us to proceed with the redirection to Ozow in order to finalise the payment process.

For more details on the integration, you can also refer to our API reference documentation here.

Sample Deposit Request below

{
  "TransactionType": "ORIGINALCREDIT",
  "Currency": "ZAR",
  "Amount": "1.00",
  "OrderReference": "MerchantOrder1",
  "RedirectionURL": "https://www.yourURLhere.com/Redirect",
  "CallBackURL": "https://www.yourURLhere.com/Listener",
  "FailRedirectionURL": "https://yourURLhere.com/FailRedirect/",
  "Language": "en",
  "IsTest": "False",
  "Routing": {
    "ForcePayment": "OZOW"
  },
  "Client" : {
    "Email": "Apco@Test.com",
    "ClientAccount": "testing",
    "FirstName": "Apco",
    "LastName": "Test",
    "Country": "ZA",
    "MobileNo": "3561234567",
    "Street": "Street",
    "City": "City",
    "ZIPCode": "ZIP",
    "State": "N/A",
    "IPAddress": "127.0.0.0"
  },
  "PaymentDestination": {
    "PaymentMethodData": {
      "BankBranchCode": "198765",
      "BeneficiaryAccountNumber": "1148172386",
      "BankGroupId": "bf0561fd-4203-4a0c-9174-cb26fcd87a60",
      "BankReferenceCode": "0123456789",
      "IsRTC": "true"
  },
  "Configuration" : {
    "Profile": "showandedit"
  }
}

Additional attributes are needed for Withdrawals - Direct Connect

Sample request below:

{
  "TransactionType": "ORIGINALCREDIT",
  "Amount": "0.01",
  "Currency": "EUR",
  "RedirectionURL": "https://www.yourURLhere.com/Redirect",
  "CallBackURL": "https://www.yourURLhere.com/Listener",
  "FailRedirectionURL": "https://yourURLhere.com/FailRedirect/",
  "IsTest": "True",
  "Client": {
    "email": "apcotest@test.com",
    "firstName": "Joe",
    "lastName": "Bloggs",
    "city": "MagicCity",
    "IPAddress": "127.0.0.1"
  },
  "Routing": {
    "ForcePayment": "SKRILL"
  },
  "PspId": "845235"
}

Attributes needed for Refunds - Direct Connect

Sample request below:

{
  "TransactionType": "PARTIALREFUND",
  "Amount": "1",
  "Currency": "ZAR",
  "OrderReference": "Ozow - Refund",
  "RedirectionURL": "https://api.dev.apspglobal.com/technicalsupporttool-fe/Redirect/",
  "CallBackURL": "https://api.dev.apspglobal.com/technicalsupporttool-fe/Listener",
  "IsTest": false,
  "PspId": "8736335"
}