Interac

Interac is a payment solution provided by Gigadat designed to facilitate online transactions in Canada. It provides a secure and convenient method for users to manage their money, make purchases, and transfer funds. Withdrawals (payouts) are offered on both ACH and ETO.

Supported Transaction Types

Authorisation
Capture
Purchase
Refund
Withdrawal (ACH, ETO)

Integrations Supported

Deposit

Hosted Payment Page
Direct Connect ( server-to-server)

Withdrawal

Hosted Payment Page
Direct Connect ( server-to-server)

Currencies & Countries Supported

Title	Description
Currencies Supported	CAD

Additional properties required to process Interac

You must include the following properties, including ForcePayment to force payment routing to occur via Interac.

Description	Hosted Payment Page (Deposits)	Direct Connect (Withdrawals - ACH)	Direct Connect (Withdrawals - ETO)
Transaction type	"TransactionType": "PURC"	"TransactionType": "ORIGINALCREDIT",	"TransactionType": "ORIGINALCREDIT",
Force Transaction Routing	“Routing”:{ "ForcePayment": "INTERACCPI” }	“Routing”:{ "ForcePayment": "INTERACCPI” }	“Routing”:{ "ForcePayment": "INTERACCPI” }
Client Information	"ClientAccount":”testing” "FirstName": "John", "LastName": "Green", "Email": "test@testpayment.test", "Country": "MLT", "MobileNo": "35679797979", "Street": "High Street", "City": "MagicCity", "ZIPCode": "BGGC1234", "IPAddress": "127.1.2.1"	"ClientAccount":”testing” "FirstName": "John", "LastName": "Green", "Email": "test@testpayment.test", "Country": "MLT", "MobileNo": "35679797979", "Street": "High Street", "City": "MagicCity", "ZIPCode": "BGGC1234", "IPAddress": "127.1.2.1"	"ClientAccount":”testing” "FirstName": "John", "LastName": "Green", "Email": "test@testpayment.test", "Country": "MLT", "MobileNo": "35679797979", "Street": "High Street", "City": "MagicCity", "ZIPCode": "BGGC1234", "IPAddress": "127.1.2.1"
PaymentDestination Information	N/A	"PaymentDestination": { "PaymentMethod": "AlternativePaymentMethods", "PaymentMethodData": { "TransitBranchNo": "312355", "FinancialInstitutionNo": "2", "PayoutType": "ACH", "BeneficiaryAccountNumber": "1234567" } }	"PaymentDestination": { "PaymentMethod": "AlternativePaymentMethods", "PaymentMethodData": { "PayoutType": "ETO" } }
Test Indicator (required in Sandbox Environment only)	"isTest”: true

Below is a sample deposit request.

 {
  "TransactionType": "PURC",
  "Amount": "20.00",
  "Currency": "CAD",
  "OrderReference": "MerchantOrder1",
  "RedirectionURL": "https:/www.yourURLhere.com/Redirect/",
  "FailRedirectionURL": "https://yourURLhere.com/FailRedirect/",
  "CallBackURL": "https://www.yourURLhere.com/Listener",
  "Routing": {
    "ForcePayment": "INTERACCPI"
  },
  "IsTest": true",
  "Client": {
    "ClientAccount":"testing",
    "FirstName": "John",
    "LastName": "Green",
    "Email": "test@testpayment.test",
    "Country": "MLT",
    "MobileNo": "35679797979",
    "Street": "High Street",
    "City": "MagicCity",   
    "ZIPCode": "BGGC1234",
    "IPAddress": "127.1.2.1"
  }
}

Below is a sample Withdrawal request (ACH)

 {
  "TransactionType": "ORIGINALCREDIT",
  "Amount": "20.00",
  "Currency": "CAD",
  "OrderReference": "MerchantOrder1",
  "RedirectionURL": "https:/www.yourURLhere.com/Redirect/",
  "FailRedirectionURL": "https://yourURLhere.com/FailRedirect/",
  "CallBackURL": "https://www.yourURLhere.com/Listener",
  "Routing": {
    "ForcePayment": "INTERACCPI"
  },
  "IsTest": true",
  "Client": {
    "ClientAccount":"testing",
    "FirstName": "John",
    "LastName": "Green",
    "Email": "test@testpayment.test",
    "Country": "MLT",
    "MobileNo": "35679797979",
    "Street": "High Street",
    "City": "MagicCity",   
    "ZIPCode": "BGGC1234",
    "IPAddress": "127.1.2.1"
  },
  "PaymentDestination": { 
    "PaymentMethod": "AlternativePaymentMethods", 
    "PaymentMethodData": { 
        "TransitBranchNo": "312355", 
        "FinancialInstitutionNo": "2", 
        "PayoutType": "ACH", 
        "BeneficiaryAccountNumber": "1234567" 
        } 
    }
}

Interac

Supported Transaction Types

Integrations Supported

Currencies & Countries Supported

Additional properties required to process Interac

What's Next