---
title: "Decta - Card Processing"
slug: "decta-card-processing"
updated: 2026-02-25T07:18:49Z
published: 2026-02-25T07:18:49Z
canonical: "docs.apcopay.com/decta-card-processing"
---

> ## Documentation Index
> Fetch the complete documentation index at: https://docs.apcopay.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Decta - Card Processing

## Supported Transaction Types

- [x] Authorisation `AUTH`
- [x] Capture `CAPT`
- [x] Purchase `PURC`
- [x] Refund `PARTIALREFUND`
- [x] Void `GENERALVOID`
- [ ] Payouts `ORIGINALCREDIT`
- [ ] Recurring `AUTH` / `PURC`

## Integrations Supported

**Deposit - Authorisation / Purchase**

- [x] [Hosted Payment Page](https://apcopay.redoc.ly/#operation/CreateaHostedPaymentPageToken)
- [x] [Direct Connect ( server-to-server)](https://apcopay.redoc.ly/#operation/PaymentOperationAUTHPURC)

**Capture, Void, Refunds, Payouts, Recurring**

- [ ] [Hosted Payment Page](https://apcopay.redoc.ly/#operation/CreateaHostedPaymentPageToken)
- [x] [Direct Connect ( server-to-server)](https://apcopay.redoc.ly/#operation/PaymentOperationAUTHPURC)

## Supported Wallet

- [x] GooglePay
- [x] Applepay

## Additional attributes to process Deposits

You must include the following JSON Attributes to the payload. These attributes inform us to proceed with the redirection to DECTA to finalize the payment process.

If you are using our **Hosted Payment Page**

| Description | Hosted Payment Page |
| --- | --- |
| **Force Transaction Routing** | "Routing": { "ForceBank": "DECTA" } |
| **Client Details** | "Client": { "FirstName": "Test", "LastName": "Test", "Email": "[apcotest@apcopay.com](mailto:apcotest@apcopay.com)", "City": "Marsa", "ZIPCode": "MRS3000", "Country": "MLT", "State": "Rabat", "MobileNo": "+20100000000", "IPAddress": "192.168.0.1" } |
| **Test Indicator** | "isTest”: true |

Sample requests using our Hosted Payment Page can be viewed here.

```json
{
  "TransactionType": "PURC",
  "Amount": 5,
  "Currency": "EUR",
  "IsTest": true,
  "OrderReference": "order123",
  "RedirectionURL": "https://www.yourURLhere.com/Redirect/",
  "CallBackURL": "https://www.yourURLhere.com/Listener",
  "Client": {
    "FirstName": "Test",
    "LastName": "Test",
    "Email": "apcotest@apcopay.com",
    "City": "Marsa",
    "ZIPCode": "MRS3000",
    "Country": "MLT",
    "State": "Rabat",
    "MobileNo": "+20100000000",
    "IPAddress": "192.168.0.1"
  },
  "Routing": {
    "ForceBank": "DECTA"
  }
}
```

If you are using our **direct connect solution** (server-to-server)

| Description | Direct Connect |
| --- | --- |
| **Force Transaction Routing** | "Routing": { "ForceBank": "DECTA" |
| **Client Details** | "Client": { "FirstName": "Apco", "LastName": "Test", "Email": "[apcotest@test.com](mailto:apcotest@test.com)", "City": "Marsa", "IPAddress": "192.168.0.1" } |
| **Card Details** | "PaymentCredentials": { "PaymentSource": "Card", "CardType": "VISA", "CardNumber": "4242424242424242", "CardHolderName": "Frictionless Processed", "ExpMonth": "12", "ExpYear": "2030", "CvV2": "666" } |
| **Browser details** | "BrowserDetails": { "UserAgent": "Mozilla/5.0 (Windows NT 10.0; Win64; x64) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/91.0.4472.124 Safari/537.36", "JavaEnabled": true, "ScreenColorDepth": "1", "ScreenWidth": "1080", "ScreenHeight": "840", "TimeZone": "2", "AcceptHeader": "application/json", "BrowserLanguage": "en" } |
| **Test Indicator** | "isTest”: true |

Sample requests using **Direct Connect** can be viewed here.

```json
 {
  "TransactionType": "PURC",
  "Amount": 5,
  "Currency": "EUR",
  "IsTest": true,
  "OrderReference": "order1234",
  "RedirectionURL": "https://www.yourURLhere.com/Redirect/",
  "CallBackURL": "https://www.yourURLhere.com/Listener",
  "PaymentCredentials": {
    "PaymentSource": "Card",
    "CardType": "VISA",
    "CardNumber": "4111111111111111",
    "CardHolderName": "John doe",
    "ExpMonth": "12",
    "ExpYear": "2030",
    "CvV2": "010"
  },
  "Client": {
    "FirstName": "Apco",
    "LastName": "Test",
    "Email": "apcotest@test.com",
    "City": "Marsa",
    "IPAddress": "192.168.0.1"
  },
  "BrowserDetails": {
    "UserAgent": "Mozilla/5.0 (Windows NT 10.0; Win64; x64) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/91.0.4472.124 Safari/537.36",
    "JavaEnabled": true,
    "ScreenColorDepth": "1",
    "ScreenWidth": "1080",
    "ScreenHeight": "840",
    "TimeZone": "2",
    "AcceptHeader": "application/json",
    "BrowserLanguage": "en"
  },
  "Routing": {
    "ForceBank": "DECTA"
  }
}
```

### Requesting a Capture

If you wish to `Capture` a transaction of type `Authorisation`Below are the mandatory fields.

| Description | Direct Connect |
| --- | --- |
| **Transaction Reference** | "PspID": "1041608” |

sample request for processing a `capture` request.

```json
{
"TransactionType": "CAPT",
"Amount": 1,
"CallBackURL": "https://www.yourURLhere.com/Listener",
"IsTest": true,
"UniqueReference": "6514441d-8abe-4d7b-9e0c-3aa386333b34",
"PspID":1041608 
}
```

**Test Credentials**

Test Card details below. You must use a future expiry date and use “Frictionless Processed” as the cardholder name, for more test information on different card use cases [here](/v1/docs/test-card-numbers).