Open banking simplifies deposits by enabling direct, secure bank-to-bank transfers through APIs. Customers authorize payments via their banking app, and funds are transferred instantly or quickly without traditional intermediaries.
Supported Transaction Types
Authorisation
Capture
Purchase
Refund
Withdrawal*
Void
*Using Direct Connect integration
Integrations Supported
For the Deposit flow:
Hosted Payment Page
Direct Connect ( server-to-server)
For the Withdrawal flow:
Hosted Payment Page
Direct Connect ( server-to-server)
Currencies & Countries Supported
Title | Description |
|---|---|
Currencies Supported | EUR |
Countries Supported | Germany, Belgium, United Kingdom, Netherlands, Ireland, Italy, France, Sweden, Norway, Finland, Spain, Denmark, Portugal, Austria, Czechia, Hungary, Slovakia, Bulgaria, Luxembourg, Romania, Lithuania, Latvia, Croatia, Liechtenstein, Malta, Cyprus, Greece, Iceland, Slovenia, Estonia, Poland, Switzerland. |
Deposit - Additional attributes to process Open Banking via Connpay
You must include the following JSON Attributes to the payload. These attributes inform us to redirect to Connpay to finalise the payment process.
Deposit
Refer to our API Reference Document here to create a Hosted Payment Page, use the below mandatory tags to process a deposit.
Description | Hosted Payment Page |
|---|---|
Force Transaction Routing” | "Routing":{ "ForcePayment": "CONNPAY" } |
Client Information | "Client": { "Email": "Joachim.Dzik1@notrealserver.com", "ClientAccount": "CliAcc01002", "FirstName": "Joachim", "LastName": "Dzik", "Country": "POL", "MobileNo": "48784788675", "IPAddress": "127.0.0.1" } |
Test Indicator (required in Sandbox Environment only) | "isTest": true |
Sample Deposit Request
{
"TransactionType": "PURC",
"Amount": 10.00,
"Currency": "EUR",
"OrderReference": "MerchantOrder1",
"RedirectionURL": "https://www.yourURLhere.com/Redirect/",
"CallBackURL": "https://www.yourURL.com/Listener",
"UniqueReference": "3a9f50f7-2deb-4dbf-a186-d58641s36665",
"Language": "en",
"Client": {
"Email": "johndoe@gmail.com",
"FirstName": "John",
"LastName": "Doe",
"Street": "Highland 1",
"City": "Valletta",
"Country": "MLT",
"ZIPCode":"VLT1234",
"IPAddress": "1.1.1.1"
},
"Routing": {
"ForcePayment": "CONNPAY"
},
"IsTest": true
}Withdrawal
Refer to our API Reference Document here to create a server-to-server call, use the below mandatory attributes to process a withdrawal.
Description | Hosted Payment Page |
|---|---|
Force Transaction Routing | "Routing":{ "ForcePayment": "CONNPAY" }, |
Client Information | "Client": { "Email": "Joachim.Dzik1@notrealserver.com", "ClientAccount": "CliAcc01002", "FirstName": "Joachim", "LastName": "Dzik", "Country": "POL", "DateOfBirth": "1990-12-31", "IPAddress": "127.0.0.1" } |
Payment Destination | "PaymentDestination": { "PaymentMethod": "AlternativePaymentMethods", "PaymentMethodData": { "DestinationIdentifier": "5169217010233423" } }, |
Test Indicator (required in Sandbox Environment only) | "isTest": true |
NOTE: Use 5169217010233423 for testing withdrawals.
Sample Withdrawal Request
{
"TransactionType": "ORIGINALCREDIT",
"Currency": "EUR",
"Amount": "10",
"OrderReference": "test",
"RedirectionURL": "https://www.yourURLhere.com/Redirect/",
"CallBackURL": "https://www.yourURLhere.com/Listener",
"FailRedirectionURL": "https://www.yourURLhere.com/FailedRedirect/",
"UniqueReference": "3a9f50f7-2deb-4dbf-a186-d58641s36665",
"Language": "en",
"Client": {
"Email": "Joachim.Dzik1@notrealserver.com",
"ClientAccount": "CliAcc01002",
"FirstName": "Joachim",
"LastName": "Dzik",
"Country": "POL",
"MobileNo": "48783330600",
"Street": "ul. Wolfkego",
"City": "Warszawa",
"ZIPCode": "01-494",
"State": "CA",
"DateOfBirth": "1990-12-31",
"IPAddress": "127.0.0.1"
},
"Routing": {
"ForcePayment": "CONNPAY"
},
"PaymentDestination": {
"PaymentMethod": "AlternativePaymentMethods",
"PaymentMethodData": {
"DestinationIdentifier": "5169217010233423"
}
},
"IsTest": true
}